FAQs

Is Credit-700.ca a direct lender?

No. Credit-700.ca is a loan-matching service, not a direct lender. We connect you with a network of licensed third-party lenders across Canada who may be able to offer you a short-term loan or installment loan based on your application details. Any loan agreement is made directly between you and the lender.

Is there a cost to use Credit 700?

No, our service is completely free to use. We don't charge any fees for submitting an application or being matched with a lender. Any fees or interest charges associated with your loan will come directly from the lender you're matched with, and these will be clearly disclosed before you accept an offer.

Can I apply with bad credit?

Yes. We work with a wide network of lenders, some of whom specialize in working with borrowers who have less-than-perfect credit. While approval isn't guaranteed, having a lower credit score doesn't automatically disqualify you from finding a suitable lending option.

How long does the application take?

Our online application typically takes just a few minutes to complete. Once submitted, we work to match you with a lender quickly, though actual approval and funding times depend on the individual lender you're connected with.

Is my personal information safe?

Yes. We use industry-standard security measures to protect your information and only share your details with lenders in our trusted network to facilitate your application. Read our full Privacy Policy for more details.